Insurance Defence Editing and Proofreading Services
Insurance defence runs on reporting. The adjuster who decides reserves, settlement authority, and whether to fund a trial is working from your letters, usually across a large caseload, often without reading the underlying file. A reporting letter that buries the exposure assessment on page six has failed at its actual job, however sound the analysis.
We edit initial and status reporting letters, coverage opinions and reservation of rights letters, pre-trial and mediation reports, reserve recommendations, examination summaries, pleadings and motion materials, and correspondence with insureds. Our editors put the assessment where it can be found, keep quantum figures consistent between the narrative and the schedules, and apply the client's reporting format uniformly — most insurers have guidelines, and compliance with them is noticed.
Reservation of rights letters need particular care. They must be specific about which provisions are in issue and why, while remaining comprehensible to an insured who is already anxious and may read the letter as abandonment.
We handle claims files, medical records, and coverage material in strict confidence. We do not evaluate liability or coverage — we make certain your assessment reaches the reader intact and on the first page they turn to.
Key Insurance Defence vocabulary
- Policy limits
- Deductible
- Self-insured retention
- Coverage opinion
- Reservation of rights
- Denial of coverage
- Duty to defend
- Duty to indemnify
- Exclusion clause
- Endorsement
- Occurrence
- Claims-made policy
- Notice of claim
- Late notice
- Reserve
- Reserve recommendation
- Settlement authority
- Adjuster
- Subrogation
- Contribution and indemnity
- Third party claim
- Examination for discovery
- Independent medical examination
- Quantum assessment
- Liability assessment
- Bad faith
- Excess insurer
- Structured settlement
Insurance Defence Word Challenge
Even seasoned pros miss these — give it a shot.