Wealth Management Editing and Proofreading Services

Wealth management sells a relationship, and the relationship is documented far more thinly than the portfolio. A client with several million invested typically receives an excellent quarterly valuation pack and no clear written statement of what the firm is actually doing for them, what all of it costs in total, and how they would know whether it was working. That gap is where the industry's persistent vulnerability sits: a competitor, a client's adult children, or a low-cost platform only has to ask those three questions to open a conversation the incumbent has never had in writing.

We edit what wealth managers and private banks produce — client agreements and terms of business, service proposition and engagement documents, fee and total cost disclosures, investment mandate and discretionary management agreements, investment policy statements for private clients, quarterly reporting packs and review documents, market commentary and house view publications, tax and estate planning summaries prepared with advisers, intergenerational wealth transfer material, lending and credit facility documentation against portfolios, onboarding and source of wealth documentation, complaints and remediation correspondence, and prospective client and referral material. Our editors check that the service described in the proposition matches what clients actually receive, since the annual review that never happened is the most common finding in this sector.

Total cost disclosure is where wealth management most needs to write better, and where the writing has historically been designed to obscure. A client paying an advice fee, a discretionary management fee, underlying fund charges, platform costs, custody and transaction costs experiences these as separate small percentages and has usually never seen them added together. We write these disclosures so every layer is listed with its percentage and its cash amount for that client's portfolio, so the total appears in pounds as a single figure, and so the effect over ten years is shown alongside the value of the portfolio, since that comparison is the one clients find genuinely informative. Firms fear this presentation and it is precisely the presentation a well-informed client or a challenger will produce for them. Doing it first, alongside a clear statement of what the client receives for it, is the only durable answer.

Everything you send is treated in strict confidence, and we understand that discretion is often the client's foremost concern; anonymise or redact as you prefer. We are editors rather than advisers or investment professionals, and nothing here is financial, tax or investment advice; client material requires your own compliance approval. What we can do is make the writing clear, candid and worthy of the relationship it represents.